Terms of Use

AS USED HEREIN, THE TERMS “YOU” AND “USER” SHALL MEAN ANY VISITOR TO THE WEBSITE.

For the purposes of this Agreement, the "Website" shall mean the Website of PineBridge Investments LLC available to the general public and located at pinebridge.com and select other domains.

CONDITIONS OF USE

By using this Website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this Website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound. You should not use this Website if you do not consent to the Terms of Use.

You are strictly prohibited from unauthorized use of our systems or this Website, including but not limited to unauthorized entry into our systems, misuse of passwords, or misuse of any information posted to this Website.

DISCLAIMER

To the fullest extent permissible pursuant to applicable law, the materials on this Website are provided "as is" and without warranties of any kind either expressed or implied and PineBridge Investments LLC and its subsidiaries, affiliates, and agents (collectively, "PineBridge") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. PineBridge does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or other harmful components. PineBridge does not warrant or make any representations regarding the use or the results of the use of the materials on this Website in terms of their correctness, accuracy, reliability, or otherwise. PineBridge makes no warranty whatsoever to you express or implied, regarding the security of the site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this service. You (and not PineBridge) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement. The information on this Website is not intended as an offer or solicitation for the purchase of any stock, any other security or any financial instrument or to provide any investment service or investment advice in any jurisdiction. Please seek the advice of professionals as necessary regarding the evaluation of any content on this Website.

Some of other PineBridge websites or pages within this Website contain supplemental terms and conditions and additional disclosures and disclaimers, which are in addition to these terms and conditions, disclosures and disclaimers. In the event of a conflict, the supplemental terms and conditions and additional disclosures and disclaimers will govern for those sections or pages.

This Website may be linked to other websites which are not maintained by PineBridge. PineBridge is not responsible for the content of those websites. If you choose to link to a website PineBridge does not control, PineBridge makes no warranties, either express or implied, concerning your use of or inability to use such site, the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does PineBridge warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. PineBridge does not guarantee the authenticity of documents on the internet. The inclusion of any link to such websites does not imply approval of or endorsement by PineBridge of the websites or the content thereof.

The value of the securities or financial instruments mentioned herein (including the income derived therefrom) may be adversely affected by changes in market prices and exchange rates, the imposition of taxes and other factors. Prices, opinions and estimates reflect our judgment on the date of original publication and are subject to change at any time without notice. Information concerning past performance is not necessarily a guide to future performance.

You agree that (i) you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements you have with us, and (ii) in circumstances where locations of this Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals, (iii) use this Website in any manner that could damage or overburden any PineBridge server, or any network connected to any PineBridge server, as all servers have limited capacity and are used by many people, (iv) use this Website in any manner that would interfere with another party's use of the Website, and (v) use of this Website in any manner that could create impression of affiliation, sponsorship or endorsement by PineBridge. You agree that you will not use any robot, spider, other automatic device or manual process to monitor or copy our web pages, data or the content contained herein or for any other unauthorized purpose without our prior expressed written permission.

PINEBRIDGE OR OUR SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED HEREIN AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY OR, IF NO DATE IS STATED, THE DATE OF FIRST POSTING. PINEBRIDGE DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY INFORMATION ON THIS WEBSITE. PINEBRIDGE RESERVES THE RIGHT TO TERMINATE ANY OR ALL WEBSITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO YOU. FURTHERMORE, NO DISTRIBUTION OR SOLICITATION IS MADE BY PINEBRIDGE TO ANY PERSON TO USE THIS WEBSITE OR THE INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS WEBSITE AND SUCH INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED BY LAW.

SUITABILITY AND APPROPRIATENESS

Securities or financial instruments mentioned in the Website may not be suitable or appropriate for all investors or in all geographical areas. Your particular needs, investment objectives and financial situation were not taken into account in the preparation of this Website and the materials contained herein. You must make your own independent decisions regarding any securities or financial instruments mentioned herein. The fact that PineBridge has made available to you through the Website, investment opinions and other information constitutes neither a recommendation that you enter into a particular transaction nor a representation that any financial instrument is suitable or appropriate for you. You should consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.

LIMITATION OF LIABILITY

While PineBridge uses reasonable efforts to include accurate and up-to-date information on this Website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, PineBridge makes no warranties or representations as to the accuracy of the content of this Website (or any websites linked to or from it) and under no circumstances, including, but not limited to, negligence, shall PineBridge or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Website, even if PineBridge or a PineBridge authorized representative has been advised of the possibility of such damages. In no event shall PineBridge's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Website.

RESTRICTIONS ON USE OF MATERIALS

This Website is owned and operated by PineBridge. Information contained on the PineBridge Global Funds section of the website is approved by PineBridge Investments Ireland Limited, 30 North Wall Quay, Dublin 1, Ireland. VAT No. IE6542550N, Registration No. 145670. PineBridge Investments Ireland Limited is regulated by the Central Bank of Ireland. Please contact us here for further information. Except as otherwise expressly permitted by PineBridge, no materials from this Website or any website owned, operated, licensed or controlled by PineBridge may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including the text, images, audio, and video without PineBridge's written permission. PineBridge neither warrants nor represents that your use of materials displayed on this Website will not infringe rights of third parties.

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, PineBridge makes no representation that materials on this Website are appropriate or available for use in any location. Those who choose to access this Website do so on their own initiative and are responsible for compliance with local laws.

Except as expressly set forth herein the information contained on this Website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by PineBridge. No security, insurance product or other product or service is offered or will be sold by PineBridge or, if sold by PineBridge, will be effective in any jurisdiction in which such offer or solicitation; purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

This Website shall be governed by and construed in accordance with the laws of the State of New York without giving any effect to any choice of law or conflict of law provision or rule (whether of the State of New York or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State of New York. By your use of this Website, you consent to personal jurisdiction and venue in the state and federal courts located in the State of New York, New York County, with respect to any actions, claims, disputes or proceedings arising out of or in connection with this Website.

Any claim under these Terms of Use must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred.

The PineBridge Global Funds section of the website shall be governed and construed in accordance with the laws of Ireland. Please refer to the Important Legal Information.

PineBridge Investments Europe Limited is authorized and regulated by the Financial Conduct Authority ("FCA"). In the UK this communication is a financial promotion solely intended for professional clients as defined in the FCA Handbook and has been approved by PineBridge Investments Europe Limited.

OWNERSHIP OF INFORMATION

Any information, other than personal data or information, you transmit to PineBridge via this Website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of PineBridge. Such information, other than personal data or information may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. PineBridge is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to PineBridge via this Website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information. Please refer to the Privacy Policy for further information.

You acknowledge that PineBridge may disclose and transfer any information that you provide through this Website to (i) any company within the PineBridge group or its agents; (ii) to any other person or entity with your consent; or (iii) if PineBridge has a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as PineBridge deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers.

Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording. You are responsible for being familiar with the current version of these Terms and Conditions posted on the Website during each session.

TRADEMARKS AND COPYRIGHTS

Investments IP Holdings Limited. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the written permission of PineBridge. Your use of the trademarks displayed on this Website, or any other content on this Website, except as provided herein, is strictly prohibited.

The works of authorship contained in this Website, including but not limited to text, images , and sound displayed on this Website are either the property of, or used with permission by, PineBridge. Their copying, transmission, display, performance, distribution (for compensation or otherwise), licensing, alteration, storage for future use, or use otherwise in whole or in part of by you, or anyone else authorized by you, is prohibited unless specifically permitted by PineBridge. Any unauthorized use of thereof may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

SOFTWARE LICENSES

You acknowledge that any software which may be available or provided to you on this Website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. PineBridge does not authorize the downloading or exportation of any software or technical data from this Website to any jurisdiction prohibited by such export controls laws and regulations.

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